Providing affordable hospital indemnity plans in Texas
No one plans to be hospitalized, but the fact is that sickness or injury can happen to anyone at any time. Were you to be confined to the hospital for a few weeks – or even a few months – and unable to work, how would you pay your regular expenses? What about all the additional expenses that might be incurred with a hospital stay?
Why you should consider obtaining a hospital indemnity plan
Even if you have an excellent medical insurance policy, it is still a good idea to obtain a hospital indemnity plan. That is because your health insurance will cover medical costs; hospital indemnity, on the other hand, provides you with a cash payment to cover a percentage of your income while you are in the hospital and unable to work.
This cash payment can be used to help you pay for out-of-pocket and non-covered expenses that are incurred by hospital confinement. It can also be used to help with other expenses such as:
- Child care
- Your family’s gas and groceries
- Electric and utility bills
- Rent or mortgage
- Health insurance deductibles
Hospital indemnity plans through Texas State Low Cost provide regular payments of $125 per day during your hospital stay (provided your circumstances meet the necessary requirements). This payment is completely separate from hospital and other medical charges, is tax free, and is paid directly to you.
How much does hospital indemnity coverage cost?
Texas State Low Cost’s hospital indemnity plans are very affordable – a six-month plan is as low as $45. That’s a small cost for a lot of benefit. What’s more, knowing that you’re covered in the event of injury or illness brings comfort and peace of mind.
Don’t put your finances or your family at risk; call Texas State Low Cost Insurance at 800-334-3943 today! Our friendly agents will get you set up with a plan quickly and easily.