Automobile
/ Motorcycle
Auto
insurance pays for damages, injuries, and other losses specifically covered
by an auto insurance policy. Some coverages - such as liability insurance
- are required, while others are optional. Please read your policy carefully
to know what it covers. Pay special attention to the exclusions, which
describe things your policy doesn´t cover.
Homeowners
A
homeowner's insurance policy protects you from damage that may affect
the value of your home. A standard homeowner's policy also includes personal
liability and theft coverage.
Commercial
Property
Insurance is any type of insurance that indemnifies an insured party who
suffers a financial loss because property has been damaged or destroyed.
Property is considered to be any item that has a value. Property can be
classified as real property or personal property. Real property is land
and the attachments to the land, such as buildings. Personal Property
is all property that is not real property. The Building and Personal Property
coverage form is the form used to insure almost all types of commercial
property.
The insuring agreement in the Building and Personal Property coverage
form promises to pay for direct physical loss or damage to covered property
at the premises described in the policy when caused by or resulting from
a covered cause of loss. The following is a brief outline of coverages
and how they are used within the Commercial Building And Personal Property
coverage form.
Liability Coverage
Medical Payments
Personal Injury Protection
Uninsured/Underinsured Motorists
Collision
Comprehensive
Towing & Labor
Rental Reimbursement
Texas' Legal Requirements
