Commercial Insurance

Customized insurance designed around your business.

Property Insurance compensates a business if the property used is damaged as a result of various common perils, such as fire or theft. It not only covers buildings, but office furnishings, inventory, raw materials, machinery, computers and other items vital to a business's operations.

Liability Insurance is a necessity since any business can be sued. Customers may claim that the business caused them harm or created a hazardous environment. Liability insurance pays damages for which the business is found liable, up to policy limits, as well as attorneys' fees and other legal defense expenses. It also pays medical bills of any people injured by or on the premises of the business.

Business Auto Insurance provides coverage for autos owned by a business or used in the course of doing business.

Workers Compensation pays for medical care and replaces a portion of lost wages for an employee who is injured in the course of employment, regardless who was at fault for the injury.

Errors and Omissions Insurance/Professional Liability which covers services such as giving advice, making recommendations, or designing things which lead to being sued by customers, clients or patients claiming that the business's failure to perform a job properly has injured them.

There are many types of Business Insurance policies and they are all based on what the business does.